ZIP 42327 Property Distress & Foreclosure Data

DLRadar grades ZIP 42327 (Mclean County, Kentucky) at a low 21/100 for overall property distress. Structural risk reads 46/100 against active distress of 7/100. Environmental exposure also runs high (flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100)). Property-level stress concentrates in institutional ownership (64/100), structural risk (46/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 42327 posted values that rose 3.8% over the year, 2.4% off the recent peak, and 29% higher over three years, at 50/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 4,379 with a median age of 40. Rent burden reaches 29% of tenant households. The typical home is worth about $167,500 (2.5× income, relatively affordable). Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Around 19% of adults hold a bachelor's degree or higher. At $68,611, median income runs below typical U.S. levels. There are about 1,779 housing units across 42327. The poverty rate is 4.8% — low. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100.

On balance 42327 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.