ZIP 42327 Foreclosure, Tax-Lien & Distress Report

ZIP 42327's composite property-distress score is 27/100 - DLRadar classes that as low for Mclean County, Kentucky. Structurally it carries 62/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100). The sharpest non-environmental signals are construction/permit lag (71/100), institutional ownership (62/100), structural risk (62/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 11.4% year on year, and 29% higher over three years (phase confidence 96/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

4,379 residents call 42327 home, typically aged 40. Around 29% of renters are cost-burdened. The typical home is worth about $167,500 (2.5× income, relatively affordable). The vacancy rate is 11.6% — elevated. About 19% have a four-year degree. At $68,611, median income runs below typical U.S. levels. There are about 1,779 housing units across 42327. The poverty rate is 4.8% — low. Owners hold 83% of homes, renters 17%. On demographic stress specifically, 42327 scores 25/100.

Net-net, 42327 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 42327 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 42327 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42327 can be compared directly against any other ZIP in Mclean County, Kentucky or nationwide. 42327 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 42327 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 42327 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.