ZIP 42371 Property Distress & Foreclosure Data

In Mclean County, Kentucky, ZIP 42371 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100). The latent-versus-live split is 46/100 structural and 7/100 already moving. Its standout signals are institutional ownership (64/100), structural risk (46/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 3.8% year on year, 2.4% off the recent peak (phase confidence 50/100). Topping markets hide individual distress behind strong averages.

A median home runs $163,900 here, or 1.3 times local income. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. About 356 people live here, median age 61. On demographic stress specifically, 42371 scores 20/100. About 28% have a four-year degree. The vacancy rate is 27.3% — elevated. The ZIP holds roughly 271 housing units. Households earn a median $134,609 — above the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented.

Net-net, 42371 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.