ZIP 42376 Foreclosure, Tax-Lien & Distress Report

ZIP code 42376 in Daviess County, Kentucky carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 76 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (76/100), institutional ownership (55/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (80/100), FEMA disaster exposure (67/100).

Prices here sit in a expansion phase: values rose 10.7% over the trailing year, and 31% higher over three years (phase confidence 89/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 7.9%. DLRadar's demographic-stress index for the area reads 24/100. The tenure split is 89% owner-occupied to 11% rented. There are about 2,868 housing units across 42376. About 6,800 people live here, median age 40. 9.6% of residents fall below the poverty threshold. The typical home is worth about $207,900 (2.7× income, relatively affordable). Rent burden reaches 24% of tenant households. Median household income is $78,365, near the U.S. median near $78,000. About 20% have a four-year degree.

Overall, 42376 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 42376 at the moment; the composite and its components are still built from verifiable public records.

Whether 42376 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42376 can be compared directly against any other ZIP in Daviess County, Kentucky or nationwide. 42376 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 42376's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 42376 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.