ZIP 42328 Property Distress & Foreclosure Data

Composite property distress in 42328 (Ohio County, Kentucky) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (72/100), institutional ownership (61/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 72/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (75/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 8.9%. 13.2% of residents fall below the poverty threshold. The ZIP holds roughly 439 housing units. DLRadar's demographic-stress index for the area reads 21/100. Around 10% of renters are cost-burdened. Educational attainment sits at 16% bachelor's-or-above. Median household income is $52,083, below the U.S. median near $78,000. 1,176 residents call 42328 home, typically aged 46. Home values center near $97,200, an affordability ratio of 1.8× — accessible. Owners hold 86% of homes, renters 14%.

Overall, 42328 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.