ZIP 42374 Foreclosure, Tax-Lien & Distress Report

ZIP code 42374 in Muhlenberg County, Kentucky carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Latent structural risk is 42/100 while live distress already moving reads 7/100. The pressure is most legible in institutional ownership (57/100), structural risk (42/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 21.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 56 housing units. The typical home is worth about $123,100 (2.9× income, relatively affordable). About 0% have a four-year degree. 134 residents call 42374 home, typically aged 55. Households earn a median $40,481 — below the roughly $78,000 national figure. The tenure split is 73% owner-occupied to 27% rented. The demographic-stress sub-score lands at 29/100. Rent burden reaches 0% of tenant households. 21.6% of residents fall below the poverty threshold.

Net-net, 42374 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 42374 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 42374, the field stays empty rather than modeled, and fills in as new documents post.

42374's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 42374 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.