ZIP 42350 Property Distress & Foreclosure Data

Composite property distress in 42350 (Mclean County, Kentucky) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are institutional ownership (64/100), structural risk (46/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.8% year on year, 2.4% off the recent peak, at 50/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $168,000 here, or 1.7 times local income. The tenure split is 89% owner-occupied to 11% rented. About 1,175 people live here, median age 51. On demographic stress specifically, 42350 scores 20/100. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 18% of tenant households. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. There are about 598 housing units across 42350. Households earn a median $77,125 — near the roughly $78,000 national figure. About 16% have a four-year degree.

Net-net, 42350 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.