ZIP 42350 Foreclosure, Tax-Lien & Distress Report

ZIP code 42350 in Mclean County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 57/100, with 7/100 of stress already active. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (57/100), construction/permit lag (50/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100).

The expansion-phase market in 42350 posted values that rose 11.4% over the year (phase confidence 96/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $168,000, an affordability ratio of 1.7× — accessible. The tenure split is 89% owner-occupied to 11% rented. About 1,175 people live here, median age 51. On demographic stress specifically, 42350 scores 20/100. 6.1% of residents fall below the poverty threshold. Around 18% of renters are cost-burdened. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 598 housing units. At $77,125, median income runs near typical U.S. levels. Educational attainment sits at 16% bachelor's-or-above.

On the whole, 42350 leans distressed, with opportunity clustered in specific stressed parcels. While 42350 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 42350 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 42350 stays directly comparable to neighboring ZIPs and the rest of Mclean County, Kentucky. Where the public record is thin for 42350, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 42350 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 42350 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.