Mclean County, KY: Foreclosures, Tax Liens & Distressed Properties

Mclean County, KY, Kentucky: 8 ZIP codes scored, Mclean County, KY averaging 28/100 (low, Mclean, KY), from 23 to 35. Mclean County, KY is in its expansion phase (Mclean, KY confidence 96/100): Mclean, KY home prices up 11.4% (Mclean, KY) over twelve months. Mclean County, KY lender headwind: 59/100.

Highest-scoring Mclean County, KY ZIPs: 42301 (35/100), 42376 (34/100), 42352 (28/100), 42327 (27/100), 42322 (25/100), 42350 (25/100). Also scored in Mclean County, KY: 42371, 42372.

Across Mclean County, KY's scored ZIPs: median home value $164,486, household income $64,534, 13.2% vacancy, 11.1% poverty, 80% owner-occupied, median age 45.6.

Mclean County, KY insurance distress 80/100 (#348 in the US); FEMA hazard 74/100 for Mclean, KY; 12 federal disaster declarations in Mclean County, KY since 2023; 25 Mclean, KY NFIP flood claims, $987K paid; Mclean, KY construction distress 54/100.

4 banks with 5 branches lend in Mclean County, KY; Mclean, KY weighted bank stress 61/100, highest 74/100 in Mclean, KY.

Mclean County, KY unemployment 4.1% (Mclean, KY -0.6 pts, six months); 2 new housing units permitted in Mclean County, KY over twelve months, Mclean, KY up 0% from 2; Mclean, KY home prices +9.7% a year (Mclean, KY) over three years.

4,173 housing units in Mclean County, KY; 679 Mclean, KY renter households; 27% of Mclean, KY renters spend 30%+ of income on rent, 10% (Mclean, KY) half or more.

Mclean County, KY ranks #274 nationally on the opportunity index (Mclean, KY, among all ranked counties); Mclean, KY scores 35.0/100 and Mclean, KY sits #21 inside Kentucky. Mclean, KY is in the peak_opportunity opportunity phase; Mclean, KY's primary driver is construction, Mclean, KY second driver vacancy; Mclean, KY moved up 184 places. 2 short-sale listings across Mclean, KY; 63 days on market observed in Mclean, KY; 12.4% vacancy over 8 Mclean, KY ZIPs.

No CFPB county sample covers Mclean County, KY. The non-metro area reading for Mclean, KY: 1.1% ninety-plus days late; Mclean, KY's thirty-to-eighty-nine share is 3.0% (Mclean, KY, December 2025 data); Kentucky overall 1.0%.

Mclean County, KY has 3 watched banks; 3 Mclean, KY banks sit in an elevated band. Mclean, KY footprints: Farmers Bank&Trust Co (2 branches, stress 57) in Mclean, KY; Independence Bank Of Ky (1 branch, stress 74) in Mclean, KY; Sacramento Deposit Bank (1 branch, stress 54) in Mclean, KY.

HUD lists 4 assisted multifamily properties in Mclean County, KY with 135 units; 135 Mclean, KY units are assisted, 4 Mclean, KY properties under project-based Section 8.

532 of the 4,173 housing units in Mclean, KY sit vacant. Mclean County, KY permitted 0 multifamily units in twelve months; Mclean, KY's one-to-four unit structures added 2 units in Mclean County, KY.