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ZIP 42352 Foreclosure, Tax-Lien & Distress Report

Mclean County, Kentucky · Affordable market

ZIP code 42352 in Mclean County, Kentucky carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 65 and live distress 7 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (80/100), structural risk (65/100), institutional ownership (61/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100).

The expansion-phase market in 42352 posted values that rose 8.9% over the year, at 70/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. There are about 907 housing units across 42352. Around 22% of renters are cost-burdened. 73% of housing is owner-occupied. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. Population is roughly 1,834 with a median age of 44. The poverty rate is 18.8% — high, a tax-stress and distress correlate. Home values center near $143,000, an affordability ratio of 2.8× — accessible. At $53,839, median income runs below typical U.S. levels.

Net-net, 42352 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 42352 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 42352 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 42352 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 42352 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 42352 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
65/100
Structural risk
7/100
Distress activity

What is driving ZIP 42352’s distress

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk43
42352 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 42352 Stress Report snapshot

The live 42352 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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