ZIP 42352 Property Distress & Foreclosure Data

ZIP code 42352 in Mclean County, Kentucky carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 71/100 against active distress of 7/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (71/100), institutional ownership (63/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, 1.6% off the recent peak, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. There are about 907 housing units across 42352. Rent burden reaches 22% of tenant households. Owners hold 73% of homes, renters 27%. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. 1,834 residents call 42352 home, typically aged 44. 18.8% of residents fall below the poverty threshold. Home values center near $143,000, an affordability ratio of 2.8× — accessible. Median household income is $53,839, below the U.S. median near $78,000.

Overall, 42352 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.