ZIP 42320 Property Distress & Foreclosure Data

ZIP code 42320 in Ohio County, Kentucky carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (72/100), institutional ownership (62/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100). The latent-versus-live split is 72/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.7% year on year, and 24% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 42320 scores 27/100. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $50,777 — below the roughly $78,000 national figure. Around 29% of renters are cost-burdened. About 14% have a four-year degree. The ZIP holds roughly 3,789 housing units. The vacancy rate is 10.5%. About 8,630 people live here, median age 38. The tenure split is 75% owner-occupied to 25% rented. A median home runs $150,200 here, or 2.3 times local income.

Net-net, 42320 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.