ZIP 42442 Property Distress & Foreclosure Data

ZIP code 42442 in Hopkins County, Kentucky carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100), climate & FEMA risk (71/100). What sets it apart are the readings on institutional ownership (64/100), structural risk (63/100), construction/permit lag (29/100). construction/permit lag (29/100) and mortgage stress (25/100) stay muted. Structural exposure scores 63 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 24% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,006 residents call 42442 home, typically aged 46. Home values center near $124,500, an affordability ratio of 2.0× — accessible. 13.4% of residents fall below the poverty threshold. Owners hold 79% of homes, renters 21%. Educational attainment sits at 12% bachelor's-or-above. There are about 1,268 housing units across 42442. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $54,879, below the U.S. median near $78,000. Rent burden reaches 18% of tenant households.

Taken together, 42442 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.