ZIP 42410 Property Distress & Foreclosure Data

ZIP code 42410 in Hopkins County, Kentucky carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100), climate & FEMA risk (71/100). On the structural side it scores 63/100, with 7/100 of stress already active. What sets it apart are the readings on institutional ownership (64/100), structural risk (63/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 42410 scores 36/100. The ZIP holds roughly 651 housing units. About 1,113 people live here, median age 33. About 9% have a four-year degree. Around 44% of renters are cost-burdened. The tenure split is 67% owner-occupied to 33% rented. Households earn a median $34,904 — below the roughly $78,000 national figure. A median home runs $64,000 here, or 1.9 times local income. Roughly 39.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 31.4% — elevated.

Net-net, 42410 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.