ZIP 42410 Foreclosure, Tax-Lien & Distress Report

In Hopkins County, Kentucky, ZIP 42410 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (71/100). The split runs 56/100 structural to 7/100 active on the ground. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (56/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (4/100) register low.

The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 36/100. The ZIP holds roughly 651 housing units. Population is roughly 1,113 with a median age of 33. Educational attainment sits at 9% bachelor's-or-above. Around 44% of renters are cost-burdened. The tenure split is 67% owner-occupied to 33% rented. At $34,904, median income runs below typical U.S. levels. Home values center near $64,000, an affordability ratio of 1.9× — accessible. The poverty rate is 39.4% — high, a tax-stress and distress correlate. The vacancy rate is 31.4% — elevated.

Net-net, 42410 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 42410 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 42410 stays directly comparable to neighboring ZIPs and the rest of Hopkins County, Kentucky. Nothing here is interpolated — where a source is thin for 42410, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 42410 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 42410 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.