ZIP 42441 Foreclosure, Tax-Lien & Distress Report
Hopkins County, Kentucky · High Vacancy market
ZIP code 42441 in Hopkins County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in institutional ownership (63/100), structural risk (55/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (4/100) register low. Latent structural risk is 55/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (77/100), climate & FEMA risk (68/100).
The peak-phase market in 42441 posted values that rose 4.4% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $57,887 — below the roughly $78,000 national figure. The vacancy rate is 12.7% — elevated. There are about 705 housing units across 42441. Around 10% of adults hold a bachelor's degree or higher. The tenure split is 88% owner-occupied to 12% rented. Home values center near $126,200, an affordability ratio of 2.4× — accessible. Around 42% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Roughly 11.6% live below the poverty line. About 1,640 people live here, median age 44.
Taken together, 42441 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 42441 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 42441's 25/100 can be lined up against any neighbor in Hopkins County, Kentucky or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 42441, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 figure for 42441 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 42441 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 42441’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
42441 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Hopkins County ZIPs near 42441
More distress data near 42441
Keep going: ZIP, county and state distress coverage for Hopkins County, Kentucky.
Unlock the full ZIP 42441 acquisition report
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Rules-based scoring — each signal ties to a public dataset · methodology