ZIP 42441 Foreclosure, Tax-Lien & Distress Report

ZIP code 42441 in Hopkins County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in institutional ownership (66/100), structural risk (55/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. Latent structural risk is 55/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (84/100), climate & FEMA risk (68/100).

The peak-phase market in 42441 posted values that rose 4.4% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $57,887 — below the roughly $78,000 national figure. The vacancy rate is 12.7% — elevated. There are about 705 housing units across 42441. Around 10% of adults hold a bachelor's degree or higher. The tenure split is 88% owner-occupied to 12% rented. Home values center near $126,200, an affordability ratio of 2.4× — accessible. Around 42% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Roughly 11.6% live below the poverty line. About 1,640 people live here, median age 44.

Taken together, 42441 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 42441 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 42441's 25/100 can be lined up against any neighbor in Hopkins County, Kentucky or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 42441, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 figure for 42441 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 42441 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.