ZIP 42441 Property Distress & Foreclosure Data

Hopkins County, Kentucky's ZIP 42441 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (65/100), structural risk (62/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (25/100). The latent-versus-live split is 62/100 structural and 8/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (83/100), climate & FEMA risk (68/100)).

The peak-phase market in 42441 posted values that rose 4.5% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $57,887, median income runs below typical U.S. levels. The vacancy rate is 12.7% — elevated. The ZIP holds roughly 705 housing units. Around 10% of adults hold a bachelor's degree or higher. 88% of housing is owner-occupied. The typical home is worth about $126,200 (2.4× income, relatively affordable). Around 42% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The poverty rate is 11.6%. Population is roughly 1,640 with a median age of 44.

On the whole, 42441 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.