ZIP 42404 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 42404 (Webster County, Kentucky) returns a low composite of 21/100. Environmental exposure also runs high (flood (NFIP) exposure (72/100), FEMA disaster exposure (72/100)). The pressure is most legible in institutional ownership (78/100), structural risk (45/100), mortgage stress (30/100). mortgage stress (30/100) and construction/permit lag (10/100) stay muted. Latent structural risk is 45/100 while live distress already moving reads 9/100.

Prices here sit in a neutral phase: values rose 4.5% over the trailing year (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $115,300, an affordability ratio of 2.1× — accessible. The ZIP holds roughly 1,067 housing units. 2,268 residents call 42404 home, typically aged 37. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 28% of tenant households. Educational attainment sits at 16% bachelor's-or-above. The poverty rate is 14.5%. The demographic-stress sub-score lands at 26/100. Households earn a median $51,750 — below the roughly $78,000 national figure.

On the whole, 42404 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 42404 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 42404's 21/100 can be lined up against any neighbor in Webster County, Kentucky or any ZIP coast to coast. 42404 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 figure for 42404 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 42404 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.