ZIP 42463 Property Distress & Foreclosure Data

Composite property distress in 42463 (Webster County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (83/100), institutional ownership (81/100), structural risk (65/100). mortgage stress (31/100) stay muted. The latent-versus-live split is 65/100 structural and 9/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), FEMA disaster exposure (73/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 8.7%. 10.8% of residents fall below the poverty threshold. Around 38% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. Median household income is $42,321, below the U.S. median near $78,000. Owners hold 73% of homes, renters 27%. The ZIP holds roughly 60 housing units. 120 residents call 42463 home, typically aged 42. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $80,500, an affordability ratio of 1.6× — accessible.

Overall, 42463 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.