ZIP 42437 Foreclosure, Tax-Lien & Distress Report

ZIP code 42437 in Union County, Kentucky carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). Property-level stress concentrates in institutional ownership (50/100), structural risk (41/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (21/100). Structurally it carries 41/100, against 6/100 of stress already in motion.

The expansion-phase market in 42437 posted values that rose 5.3% over the year, and 18% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

7,250 residents call 42437 home, typically aged 39. The typical home is worth about $109,800 (2.0× income, relatively affordable). At $64,464, median income runs below typical U.S. levels. Owners hold 67% of homes, renters 33%. About 14% have a four-year degree. There are about 2,987 housing units across 42437. The demographic-stress sub-score lands at 28/100. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Around 23% of renters are cost-burdened.

Taken together, 42437 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 42437 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 42437 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 42437 shows blanks, not estimates, wherever the record is sparse.

The 19/100 figure for 42437 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 42437 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.