Union County, KY: Foreclosures, Tax Liens & Distressed Properties

Union County, KY, Kentucky: 5 ZIP codes scored, Union County, KY averaging 20/100 (low, Union, KY), from 17 to 23. Union County, KY is in its expansion phase (Union, KY confidence 33/100): Union, KY home prices up 5.3% (Union, KY) over twelve months. Union County, KY lender headwind: 54/100.

Highest-scoring Union County, KY ZIPs: 42462 (23/100), 42404 (21/100), 42461 (20/100), 42437 (17/100), 42459 (17/100).

Across Union County, KY's scored ZIPs: median home value $112,600, household income $58,851, 13.7% vacancy, 13.1% poverty, 77% owner-occupied, median age 40.6.

Union County, KY insurance distress 53/100 (#1,038 in the US); FEMA hazard 78/100 for Union, KY; 14 federal disaster declarations in Union County, KY since 2023; 1 Union, KY NFIP flood claims; Union, KY construction distress 22/100.

4 banks with 7 branches lend in Union County, KY; Union, KY weighted bank stress 61/100, highest 64/100 in Union, KY.

Union County, KY unemployment 4.0% (Union, KY -0.1 pts, six months); Union, KY home prices +8.5% a year (Union, KY) over three years.

5,846 housing units in Union County, KY; 1,449 Union, KY renter households; 29% of Union, KY renters spend 30%+ of income on rent, 18% (Union, KY) half or more.

Union County, KY ranks #543 nationally on the opportunity index (Union, KY, among all ranked counties); Union, KY scores 33.2/100 and Union, KY sits #42 inside Kentucky. Union, KY is in the peak_opportunity opportunity phase; Union, KY's primary driver is vacancy, Union, KY second driver bank institutional; Union, KY moved up 787 places. 83 days on market observed in Union, KY; 13.0% vacancy over 5 Union, KY ZIPs.

No CFPB county sample covers Union County, KY. The non-metro area reading for Union, KY: 1.1% ninety-plus days late; Union, KY's thirty-to-eighty-nine share is 3.0% (Union, KY, December 2025 data); Kentucky overall 1.0%.

Union County, KY has 2 watched banks; 2 Union, KY banks sit in an elevated band. Union, KY footprints: United Cmty Bank Of W Ky Inc (3 branches, stress 64) in Union, KY; Planters Bank Inc (2 branches, stress 59) in Union, KY.

HUD lists 2 assisted multifamily properties in Union County, KY with 86 units; 86 Union, KY units are assisted, 2 Union, KY properties under project-based Section 8.

648 of the 5,846 housing units in Union, KY sit vacant.