Union County, KY: Foreclosures, Tax Liens & Distressed Properties

Union County, Kentucky is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. 5 ZIP codes are tracked county-wide, averaging 22/100 distress. The county's lending-headwind score sits at 54/100 (moderate). Individual Union County ZIPs score between 16 and 28 on the 0–100 composite.

The expansion-phase county posted home values that rose 5.3% over twelve months (phase confidence 33/100). Despite the upswing, specific ZIPs still slip so the laggard ZIPs are the opening.

Even appreciating at +5.3% YoY (33/100 confidence), well-bought parcels resell faster which speeds resale of distressed buys. A mid-cycle 54/100 lender reading points to mixed owner- and bank-driven distress.

Distress concentrates in ZIP 42462 (28/100), ZIP 42461 (25/100), ZIP 42404 (22/100), ZIP 42437 (19/100), ZIP 42459 (16/100) — drill into any for the parcel-level read.

By the numbers, Union County's scored ZIPs show vacancy near 13.7%, 77% owner-occupancy, residents with a median age around 40.6, a 13.1% poverty rate, typical home values near $112,600, household income averaging about $58,851, below the national median. Income, equity and tenure like these shape the depth of motivated supply and the pace of resale.

Union County, Kentucky's 22/100 average over 5 ZIPs says the edge is selective acquisition for a disciplined buyer. Subscribers get each Union County parcel's owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

Whether Union County, Kentucky carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Union County can be compared directly against any county in the country.

Treat Union County, Kentucky as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. Nothing in the Union County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Union County are 42462 (28/100), 42461 (25/100), 42404 (22/100), 42437 (19/100), 42459 (16/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Union County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.