ZIP 42459 Foreclosure, Tax-Lien & Distress Report
Union County, Kentucky · Affordable market
ZIP code 42459 in Union County, Kentucky carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 34/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). Its standout signals are institutional ownership (53/100), structural risk (34/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100).
The market reads expansion — home values rose 5.3% year on year, and 25% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
75% of housing is owner-occupied. The vacancy rate is 10.5%. Home values center near $96,600, an affordability ratio of 1.7× — accessible. Educational attainment sits at 8% bachelor's-or-above. The ZIP holds roughly 1,723 housing units. On demographic stress specifically, 42459 scores 28/100. Rent burden reaches 45% of tenant households. The poverty rate is 11.0%. 3,965 residents call 42459 home, typically aged 47. Households earn a median $54,388 — below the roughly $78,000 national figure.
Net-net, 42459 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 42459 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 42459's 16/100 can be lined up against any neighbor in Union County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 42459 reflects the current record instead of a stale or modeled snapshot.
Each component behind 42459 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 42459 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 42459
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 42459 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 42459, the same set carried on every parcel.
Other Union County ZIP codes
Nearest ZIP codes to 42459
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Union County, Kentucky at ZIP, county and state level.
The complete 42459 distress and acquisition report
See who owns each distressed property in 42459, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology