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ZIP 42459 Foreclosure, Tax-Lien & Distress Report

Union County, Kentucky · Affordable market

ZIP code 42459 in Union County, Kentucky carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 34/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100). Its standout signals are institutional ownership (52/100), structural risk (34/100), mortgage stress (21/100). On the quiet end sit structural risk (34/100) and mortgage stress (21/100).

The market reads expansion — home values rose 5.3% year on year, and 25% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

75% of housing is owner-occupied. The vacancy rate is 10.5%. Home values center near $96,600, an affordability ratio of 1.7× — accessible. Educational attainment sits at 8% bachelor's-or-above. The ZIP holds roughly 1,723 housing units. On demographic stress specifically, 42459 scores 28/100. Rent burden reaches 45% of tenant households. The poverty rate is 11.0%. 3,965 residents call 42459 home, typically aged 47. Households earn a median $54,388 — below the roughly $78,000 national figure.

Net-net, 42459 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 42459 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 42459's 16/100 can be lined up against any neighbor in Union County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 42459 reflects the current record instead of a stale or modeled snapshot.

Each component behind 42459 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 42459 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
34/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 42459

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk38
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 42459 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 42459, the same set carried on every parcel.

Loading ZIP 42459 stress data…

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Further distress data across Union County, Kentucky at ZIP, county and state level.

The complete 42459 distress and acquisition report

See who owns each distressed property in 42459, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Each signal above is traceable to an open dataset · methodology

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