ZIP 42078 Property Distress & Foreclosure Data

ZIP code 42078 in Livingston County, Kentucky carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (64/100), structural risk (41/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 41/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 42078 posted values that rose 3.4% over the year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $48,155, median income runs below typical U.S. levels. Around 33% of renters are cost-burdened. The poverty rate is 14.2%. Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 902 housing units. The vacancy rate is 26.2% — elevated. 87% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. The typical home is worth about $85,300 (1.6× income, relatively affordable). Population is roughly 1,718 with a median age of 47.

On the whole, 42078 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.