ZIP 42028 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 42028 (Livingston County, Kentucky) at a low 18/100 for overall property distress. Latent structural risk is 40/100 while live distress already moving reads 8/100. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (40/100), mortgage stress (27/100). mortgage stress (27/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100).

Prices here sit in a expansion phase: values rose 11.3% over the trailing year (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $38,795, median income runs below typical U.S. levels. Population is roughly 543 with a median age of 45. On demographic stress specifically, 42028 scores 25/100. About 7% have a four-year degree. There are about 238 housing units across 42028. 100% of housing is owner-occupied. The vacancy rate is 23.8% — elevated. Home values center near $82,100, an affordability ratio of 2.1× — accessible. Roughly 9.4% live below the poverty line.

Net-net, 42028 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 42028 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 42028 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 42028 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 42028 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 42028 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.