ZIP 42028 Property Distress & Foreclosure Data

ZIP code 42028 in Livingston County, Kentucky carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 41 and live distress 8 on the 0–100 scale. What sets it apart are the readings on institutional ownership (64/100), structural risk (41/100), mortgage stress (27/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (75/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $38,795, below the U.S. median near $78,000. 543 residents call 42028 home, typically aged 45. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 7% bachelor's-or-above. There are about 238 housing units across 42028. Owners hold 100% of homes, renters 0%. Vacancy runs 23.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $82,100, an affordability ratio of 2.1× — accessible. 9.4% of residents fall below the poverty threshold.

Taken together, 42028 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.