Livingston County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Livingston County, KY distress report, 2026: 7 ZIPs scored in Livingston, KY, Livingston, KY average 18/100; the top Livingston, KY ZIP is 42028 at 18/100; Livingston, KY market phase expansion, Livingston, KY prices +11.3% year over year.
- Livingston, KY ranks #101 nationally (opportunity index); Livingston, KY #11 in Kentucky; Livingston, KY index 37.1.
- Livingston, KY: no CFPB county sample; Livingston, KY non-metro area reading 1.1%.
- Livingston, KY ZIP phases: 7 expansion.
- Livingston, KY residential listings tracked: 10 across 7 ZIPs; Livingston, KY candidate listings 1.
- Livingston, KY HUD assisted properties: 1 with 12 units.
- Livingston, KY lenders on watch: 2; largest Livingston, KY footprint First Kentucky Bank Inc (1 branch).
- Livingston, KY most distressed ZIP: 42028 at 18/100.
Livingston, KY figures: DLRadar distress index; Livingston, KY inputs: CFPB, FHFA, HUD, FDIC; Livingston, KY rebuilt as sources refresh.
| Rank | Livingston, KY ZIP | Score |
|---|---|---|
| 1 | 42028 | 18/100 |
| 2 | 42045 | 18/100 |
| 3 | 42047 | 18/100 |
| 4 | 42058 | 18/100 |
| 5 | 42078 | 18/100 |
| 6 | 42081 | 18/100 |
| 7 | 42083 | 18/100 |
Most distressed Livingston, KY ZIPs (0-100, 2026)
Mortgage delinquency around Livingston, KY
No CFPB county sample covers Livingston, KY; the non-metro area reading for Livingston, KY: 1.1% ninety-plus; Livingston, KY area thirty-to-eighty-nine 3.0% (December 2025, Livingston, KY); Kentucky overall 1.0%.
Opportunity index: Livingston, KY
Livingston, KY index 37.1, Livingston, KY phase strong_buy; Livingston, KY primary driver vacancy, Livingston, KY second driver bank institutional. Livingston, KY components: property stress 36.2, foreclosure pressure 29.9, listing discounts 39.6, bank stress 47.1, insurance 0.0; Livingston, KY pulse 39.4; Livingston, KY capital opportunity 33.7; Livingston, KY seven-day change -0.6%.
ZIP market phases inside Livingston, KY
7 Livingston, KY ZIPs carry a price-cycle phase; Livingston, KY ZIPs by phase (Livingston, KY), deepest drawdown first: expansion, +11.3% YoY (Livingston, KY): 42028, 42045, 42047, 42058, Livingston, KY 42081, 42083; expansion, +9.8% YoY (Livingston, KY): 42078.
Residential listings by Livingston, KY ZIP
Livingston, KY ZIPs with the most tracked Livingston, KY residential listings: 42058 5 listings, 1 candidates, bank pressure 65; 42028 3 listings, 0 candidates, bank pressure 65; 42045 2 listings, 0 candidates, bank pressure 65; 42047 0 listings, 0 candidates, bank pressure 65 (Livingston, KY); 42078 0 listings, 0 candidates, bank pressure 66; 42081 0 listings, 0 candidates, bank pressure 65; 42083 0 listings, 0 candidates, bank pressure 65. Livingston, KY totals: 10 listings; Livingston, KY candidates 1; active ZIPs 0.
HUD assisted housing in Livingston, KY
1 assisted properties with 12 units sit in Livingston, KY; largest Livingston, KY properties: Cumberland View Apartments (Smithland) 12 units, 12 assisted.
Lenders with branches in Livingston, KY
Livingston, KY lenders by branch count: First Kentucky Bank Inc (Livingston, KY): stress 73, 1 branch low in Livingston, KY; Farmers Bank&Trust Co (Livingston, KY): stress 57, 1 branch low in Livingston, KY.
Vacancy and permits, Livingston, KY
1,037 of 4,640 Livingston, KY housing units are vacant.
Work Livingston, KY at the parcel level
Every Livingston, KY parcel carries owner and address; every Livingston, KY parcel carries APN; Livingston, KY distress scores sit on the Livingston, KY live board.
Livingston, KY figures refresh with each source.
Livingston, KY questions
Most distressed ZIP code in Livingston County, KY?
ZIP 42028 leads Livingston, KY at 18/100; next in Livingston, KY: 42045 at 18/100; the Livingston, KY average is 18/100.
Where does Livingston County, KY rank for investment opportunity?
Livingston, KY is #101 among all ranked counties, #11 in Kentucky; the Livingston, KY driver is vacancy; Livingston, KY moved up 234 places.
How many mortgages are delinquent in Livingston County, KY?
Livingston, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Livingston, KY.
Which banks lend in Livingston County, KY?
2 watched lenders hold Livingston, KY branches; the largest Livingston, KY footprints are First Kentucky Bank Inc (1), Farmers Bank&Trust Co (1).
More on Livingston, KY
Livingston County, KY distress report: public-record figures for Livingston, KY; not legal advice for Livingston, KY; not tax or investment advice; verify every Livingston, KY record before acting.