Livingston County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Livingston County, Kentucky? DLRadar grades every Livingston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Livingston County breakdown.
- Livingston County's most distressed ZIP is 42028 at 18/100.
- 7 ZIP codes tracked in Livingston County, averaging 18/100 distress.
- Livingston County reads expansion — home values up 11.3% year over year.
- Vacancy runs 23.6% across Livingston County's tracked ZIPs, with a 25% poverty rate.
- The typical Livingston County home is worth about $161,867 against a ~$61,208 median income.
- Lending headwind in Livingston County sits at 67/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42028 | 18/100 |
| 2 | 42045 | 18/100 |
| 3 | 42047 | 18/100 |
| 4 | 42058 | 18/100 |
| 5 | 42078 | 18/100 |
| 6 | 42081 | 18/100 |
| 7 | 42083 | 18/100 |
Most distressed ZIP codes in Livingston County (composite distress 0-100, 2026)
What is driving Livingston County distress
Livingston County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Livingston County market phase and pricing
The cycle in Livingston County is expansion, with values up 11.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
What is the hardest-hit ZIP in Livingston County?
ZIP 42028 leads Livingston County at 18/100, recomputed monthly from public records.
Is Livingston County expanding or contracting?
Phase for Livingston County: expansion, tracking a 11.3% gain year over year, read off the FHFA index.
Which datasets feed the Livingston County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Livingston County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Livingston County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Livingston County ZIPs DLRadar ranks, scores run from 18/100 in 42028 down to 18/100 in 42083, against a Livingston County average of 18/100. A spread of 0 points means Livingston County has to be worked ZIP by ZIP.
What do Livingston County home values and vacancy say about distressed supply?
The typical Livingston County home carries about $161,867 of value against a median household income near $61,208. Vacancy across Livingston County's tracked ZIPs runs 23.6% and the poverty rate is 25%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Livingston County's foreclosure and lien filings and its 67/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.