Livingston County, KY: Home-Insurance Distress & Forced-Sale Pressure
Livingston County, KY: 76/100 (severe) home-insurance distress; Livingston, KY band MEDIUM; Livingston, KY #475 of 3,222 counties; Livingston, KY #44 of 120 in Kentucky.
FEMA hazard, Livingston, KY: 78/100; Livingston, KY declarations, three years: 14; Livingston, KY perils: 12 severe-storm; Livingston, KY five-year count 24 (severity 43.5); Livingston, KY ten-year 24; hazard-weighted, Livingston, KY: 12.0.
Declared incidents on the Livingston, KY record: 2026 Winter Storm 3; 2025 Severe Storm 15 (Livingston, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Livingston, KY).
NFIP claims, Livingston, KY, three years: 1; Livingston, KY payouts $113,728; per Livingston, KY claim $113,728; Livingston, KY claim-stress 73/100.
Livingston, KY monthly score fell, 83 (March 2026) to 82 (October 2026); Livingston, KY by month: March 83, April 83, May 81, June 81 (Livingston, KY), July 86, August 81, September 77, October 82.
Livingston, KY components: climate 88, NFIP claims 73; Livingston, KY retreat index 82.
Construction distress, Livingston, KY: 0/100 as of August 2026 (Livingston, KY: 0/100 one-to-four unit, 1/100 multifamily).
Livingston, KY ZIPs, June 2026 (Livingston, KY, 7 highest): score 0 (Livingston, KY), climate 26 (Livingston, KY): 42028, 42045, 42047, 42058, Livingston, KY 42078, 42081, 42083.
DLRadar rescores Livingston, KY monthly; Livingston, KY readings join Livingston, KY foreclosure, lien and ownership parcels (Livingston, KY), so cost-squeezed Livingston, KY owners surface before listing.
Inside Kentucky, Livingston County ranks 44th of 120 counties for home-insurance distress at 76/100; Pike County (77/100) sits just above Livingston County, and Knott County (76/100) sits just below Livingston County.
Deterministic. Every Livingston County, KY signal traces to a public Livingston dataset (FEMA, NFIP, Census for Livingston, KY) · how insurance distress works in Livingston, KY · methodology
FAQ: Livingston County, KY insurance distress
What is the Livingston County, KY home-insurance-distress score?
Livingston, KY: 76/100 (MEDIUM), #475 of 3,222, #44 in Kentucky. FEMA hazard, Livingston, KY: 78/100; NFIP stress, Livingston, KY: 73/100; construction, Livingston, KY: 0/100; Livingston, KY rescores monthly.
Is Livingston County insurance distress getting better or worse (KY)?
Livingston, KY: 83 in March 2026; Livingston, KY: 82 in October 2026 (better); Livingston, KY climate component 88; Livingston, KY NFIP claims score 73.
How many flood-insurance claims has Livingston County, KY had?
Livingston, KY: 1 NFIP claims, three years; Livingston, KY paid $113,728; per Livingston, KY claim $113,728; carriers reprice Livingston, KY against that record.
Which Livingston County ZIP codes carry the most insurance distress (KY)?
Livingston, KY, June 2026: 42028 at 0, 42045 at 0, 42047 at 0, 42058 at 0; Livingston, KY climate scores there: 26, 26, 26, 26.
Why does Livingston, KY insurance distress create sellers?
A Livingston, KY premium outruns the Livingston, KY budget; a carrier leaves Livingston, KY; Livingston, KY carrying cost passes plan; Livingston, KY owners sell while current; Livingston, KY insurance distress leads Livingston, KY foreclosure data.