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Livingston County, KY: Foreclosures, Tax Liens & Distressed Properties

Livingston County, KY, Kentucky: 7 ZIP codes scored, Livingston County, KY averaging 18/100 (low, Livingston, KY). Livingston County, KY is in its expansion phase (Livingston, KY confidence 100/100): Livingston, KY home prices up 11.3% (Livingston, KY) over twelve months. Livingston County, KY lender headwind: 67/100.

Highest-scoring Livingston County, KY ZIPs: 42028 (18/100), 42045 (18/100), 42047 (18/100), 42058 (18/100), 42078 (18/100), 42081 (18/100). Also scored in Livingston County, KY: 42083.

Across Livingston County, KY's scored ZIPs: median home value $161,867, household income $61,208, 23.6% vacancy, 25.0% poverty, 76% owner-occupied, median age 41.0.

Livingston County, KY insurance distress 76/100 (#475 in the US); FEMA hazard 78/100 for Livingston, KY; 14 federal disaster declarations in Livingston County, KY since 2023; 1 Livingston, KY NFIP flood claims, $114K paid.

2 banks with 2 branches lend in Livingston County, KY; Livingston, KY weighted bank stress 65/100, highest 73/100 in Livingston, KY.

Livingston County, KY unemployment 4.5% (Livingston, KY -1.7 pts, six months); Livingston, KY home prices +13.2% a year (Livingston, KY) over three years.

4,640 housing units in Livingston County, KY; 673 Livingston, KY renter households; 26% of Livingston, KY renters spend 30%+ of income on rent, 11% (Livingston, KY) half or more.

Livingston County, KY ranks #102 nationally on the opportunity index (Livingston, KY, among all ranked counties); Livingston, KY scores 37.1/100 and Livingston, KY sits #11 inside Kentucky. Livingston, KY is in the strong_buy opportunity phase; Livingston, KY's primary driver is vacancy, Livingston, KY second driver bank institutional; Livingston, KY moved up 233 places. 5 short-sale listings across Livingston, KY; 59 days on market observed in Livingston, KY; 23.7% vacancy over 7 Livingston, KY ZIPs.

No CFPB county sample covers Livingston County, KY. The non-metro area reading for Livingston, KY: 1.1% ninety-plus days late; Livingston, KY's thirty-to-eighty-nine share is 3.0% (Livingston, KY, December 2025 data); Kentucky overall 1.0%.

Livingston County, KY has 2 watched banks; 2 Livingston, KY banks sit in an elevated band. Livingston, KY footprints: First Kentucky Bank Inc (1 branch, stress 73) in Livingston, KY; Farmers Bank&Trust Co (1 branch, stress 57) in Livingston, KY.

HUD lists 1 assisted multifamily property in Livingston County, KY with 12 units; 12 Livingston, KY units are assisted.

1,037 of the 4,640 housing units in Livingston, KY sit vacant.

Expansion
Market phase
11.3%
Livingston, KY HPI YoY
0%
Drawdown
100
Livingston confidence

Top Livingston County ZIP codes by stress score

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