ZIP 42058 Property Distress & Foreclosure Data

Composite property distress in 42058 (Livingston County, Kentucky) lands at 18/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (75/100). On the structural side it scores 41/100, with 8/100 of stress already active. The sharpest non-environmental signals are institutional ownership (64/100), structural risk (41/100), mortgage stress (27/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 25% higher over three years (phase confidence 43/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $64,643, below the U.S. median near $78,000. 22.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. Educational attainment sits at 13% bachelor's-or-above. The vacancy rate is 18.4% — elevated. 2,122 residents call 42058 home, typically aged 38. Around 67% of renters are cost-burdened. Home values center near $118,700, an affordability ratio of 1.8× — accessible. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 1,060 housing units.

Taken together, 42058 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.