ZIP 42045 Property Distress & Foreclosure Data

Livingston County, Kentucky's ZIP 42045 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (64/100), structural risk (41/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 41/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (75/100)).

The peak-phase market in 42045 posted values that rose 2.9% over the year, and 44% higher over three years (phase confidence 43/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $47,230, median income runs below typical U.S. levels. The poverty rate is 23.3% — high, a tax-stress and distress correlate. Around 24% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,157 housing units. 65% of housing is owner-occupied. The typical home is worth about $157,800 (2.0× income, relatively affordable). Population is roughly 1,923 with a median age of 56. The demographic-stress sub-score lands at 29/100. The vacancy rate is 28.2% — elevated.

On the whole, 42045 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.