ZIP 42055 Property Distress & Foreclosure Data

ZIP code 42055 in Lyon County, Kentucky carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). What sets it apart are the readings on institutional ownership (45/100), structural risk (25/100), mortgage stress (22/100). structural risk (25/100) and mortgage stress (22/100) stay muted. Structural risk reads 25/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 31% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,496 residents call 42055 home, typically aged 61. There are about 1,525 housing units across 42055. Home values center near $179,400, an affordability ratio of 2.2× — accessible. Owners hold 88% of homes, renters 12%. Vacancy runs 33.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 32% of tenant households. Educational attainment sits at 21% bachelor's-or-above. 8.6% of residents fall below the poverty threshold. Median household income is $67,396, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100.

Taken together, 42055 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.