ZIP 42047 Property Distress & Foreclosure Data

In Livingston County, Kentucky, ZIP 42047 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (64/100), structural risk (41/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low. On the structural side it scores 41/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (75/100).

The market reads peak — home values rose 2.9% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

The tenure split is 19% owner-occupied to 81% rented. The vacancy rate is 17.1% — elevated. Around 0% of renters are cost-burdened. The ZIP holds roughly 104 housing units. Households earn a median $2,499 — below the roughly $78,000 national figure. On demographic stress specifically, 42047 scores 53/100. Roughly 78.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $360,000 here. About 10% have a four-year degree. About 226 people live here, median age 16.

Net-net, 42047 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.