ZIP 42047 Foreclosure, Tax-Lien & Distress Report

ZIP code 42047 in Livingston County, Kentucky carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in institutional ownership (62/100), structural risk (40/100), mortgage stress (27/100). mortgage stress (27/100) stay muted. The split runs 40/100 structural to 8/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100).

The expansion-phase market in 42047 posted values that rose 11.3% over the year (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 19% owner-occupied to 81% rented. The vacancy rate is 17.1% — elevated. Rent burden reaches 0% of tenant households. The ZIP holds roughly 104 housing units. At $2,499, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 53/100. Roughly 78.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $360,000. Around 10% of adults hold a bachelor's degree or higher. Population is roughly 226 with a median age of 16.

On the whole, 42047 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 42047 at the moment; the composite and its components are still built from verifiable public records.

The 42047 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 42047 stays directly comparable to neighboring ZIPs and the rest of Livingston County, Kentucky. Every figure is auditable to a public dataset and refreshed on ingest; 42047 shows blanks, not estimates, wherever the record is sparse.

Behind 42047's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 42047 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.