ZIP 62982 Foreclosure, Tax-Lien & Distress Report

ZIP 62982's composite property-distress score is 2/100 - DLRadar classes that as minimal for Hardin County, Illinois. Structurally it carries 3/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are mortgage stress (8/100), institutional ownership (3/100), structural risk (3/100). By contrast, institutional ownership (3/100) and structural risk (3/100) register low.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 519 housing units. 13.4% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 22/100. About 14% have a four-year degree. 1,017 residents call 62982 home, typically aged 49. A median home runs $61,300 here, or 1.4 times local income. Median household income is $43,650, below the U.S. median near $78,000. The tenure split is 73% owner-occupied to 27% rented. Around 3% of renters are cost-burdened. Vacancy runs 29.1%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 62982 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62982 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 62982 read uses the identical public-record model applied coast to coast, which means its 2/100 score means exactly what it means anywhere else, and 62982 stays directly comparable to neighboring ZIPs and the rest of Hardin County, Illinois. Every figure is auditable to a public dataset and refreshed on ingest; 62982 shows blanks, not estimates, wherever the record is sparse.

The 2/100 for 62982 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 62982 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.