ZIP 62982 Property Distress & Foreclosure Data

ZIP code 62982 in Hardin County, Illinois carries a composite property-distress score of 2/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 3/100 structural and 2/100 already moving. What sets it apart are the readings on mortgage stress (8/100), institutional ownership (3/100), structural risk (3/100). By contrast, institutional ownership (3/100) and structural risk (3/100) register low.

The market reads expansion — home values rose 7.4% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 519 housing units. Roughly 13.4% live below the poverty line. On demographic stress specifically, 62982 scores 22/100. About 14% have a four-year degree. About 1,017 people live here, median age 49. A median home runs $61,300 here, or 1.4 times local income. Households earn a median $43,650 — below the roughly $78,000 national figure. The tenure split is 73% owner-occupied to 27% rented. Around 3% of renters are cost-burdened. The vacancy rate is 29.1% — elevated.

Net-net, 62982 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.