ZIP 62931 Property Distress & Foreclosure Data

Hardin County, Illinois's ZIP 62931 registers 2/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 3/100 structural and 2/100 already moving. The most distinctive pressure shows up in mortgage stress (8/100), institutional ownership (3/100), structural risk (3/100). By contrast, institutional ownership (3/100) and structural risk (3/100) register low.

The market reads expansion — home values rose 7.4% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $105,100 here, or 1.6 times local income. The vacancy rate is 36.0% — elevated. Households earn a median $55,625 — below the roughly $78,000 national figure. The ZIP holds roughly 908 housing units. Roughly 10.8% live below the poverty line. On demographic stress specifically, 62931 scores 22/100. Around 1% of renters are cost-burdened. About 1,359 people live here, median age 54. About 10% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented.

Net-net, 62931 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

2/100
Composite stress
3/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 62931

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk9
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hardin County

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