ZIP 62931 Foreclosure, Tax-Lien & Distress Report
Hardin County, Illinois · High Vacancy market
DLRadar grades ZIP 62931 (Hardin County, Illinois) at a minimal 2/100 for overall property distress. Latent structural risk is 3/100 while live distress already moving reads 2/100. The pressure is most legible in mortgage stress (8/100), institutional ownership (3/100), structural risk (3/100). By contrast, institutional ownership (3/100) and structural risk (3/100) register low.
The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $105,100 (1.6× income, relatively affordable). Vacancy runs 36.0%, above the national norm and a classic distress-and-opportunity signal. At $55,625, median income runs below typical U.S. levels. There are about 908 housing units across 62931. Roughly 10.8% live below the poverty line. The demographic-stress sub-score lands at 22/100. Rent burden reaches 1% of tenant households. 1,359 residents call 62931 home, typically aged 54. About 10% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented.
Net-net, 62931 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 62931 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 62931 read uses the identical public-record model applied coast to coast, which means its 2/100 score means exactly what it means anywhere else, and 62931 stays directly comparable to neighboring ZIPs and the rest of Hardin County, Illinois. The score is rebuilt from public data as it updates, so 62931 reflects the current record instead of a stale or modeled snapshot.
The 2/100 for 62931 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 62931 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 62931
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 62931 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Every distressed parcel in 62931 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology