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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 62979 Foreclosure, Tax-Lien & Distress Report

Gallatin County, Illinois · High Vacancy market

DLRadar grades ZIP 62979 (Gallatin County, Illinois) at a minimal 5/100 for overall property distress. Structurally it carries 9/100, against 1/100 of stress already in motion. Its standout signals are structural risk (9/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 552 housing units across 62979. Roughly 8.0% live below the poverty line. The typical home is worth about $84,900 (1.8× income, relatively affordable). The demographic-stress sub-score lands at 20/100. Median household income is $48,750, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 13% of tenant households. The tenure split is 85% owner-occupied to 15% rented. The vacancy rate is 12.8% — elevated. Population is roughly 932 with a median age of 47.

Taken together, 62979 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 62979 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62979 can be compared directly against any other ZIP in Gallatin County, Illinois or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 62979 shows blanks, not estimates, wherever the record is sparse.

62979's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 62979 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

5/100
Composite stress
9/100
Structural risk
1/100
Distress activity

ZIP 62979 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk28
9 further distress layers are graded for 62979

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 62979 distress snapshot

The live 62979 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Gallatin County

More distress data near 62979

Keep going: ZIP, county and state distress coverage for Gallatin County, Illinois.

Unlock parcel-level detail for ZIP 62979

The full 62979 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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