ZIP 62984 Foreclosure, Tax-Lien & Distress Report
Gallatin County, Illinois · High Vacancy market
ZIP 62984's composite property-distress score is 5/100 - DLRadar classes that as minimal for Gallatin County, Illinois. Latent structural risk is 9/100 while live distress already moving reads 1/100. The sharpest non-environmental signals are structural risk (9/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.
The expansion-phase market in 62984 posted values that rose 5.3% over the year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
There are about 744 housing units across 62984. Rent burden reaches 6% of tenant households. The poverty rate is 20.5% — high, a tax-stress and distress correlate. The typical home is worth about $87,800 (1.7× income, relatively affordable). On demographic stress specifically, 62984 scores 23/100. Owners hold 71% of homes, renters 29%. About 18% have a four-year degree. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $52,908 — below the roughly $78,000 national figure. Population is roughly 1,572 with a median age of 48.
On the whole, 62984 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 62984's 5/100 can be lined up against any neighbor in Gallatin County, Illinois or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 62984 shows blanks, not estimates, wherever the record is sparse.
The 5/100 for 62984 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 62984 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 62984 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 62984 Stress Report snapshot
The live 62984 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 62984 acquisition report
The full 62984 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology