ZIP 42461 Property Distress & Foreclosure Data

In Union County, Kentucky, ZIP 42461 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (52/100), structural risk (41/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100). On the structural side it scores 41/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

About 7% have a four-year degree. Roughly 11.5% live below the poverty line. About 1,218 people live here, median age 42. Around 49% of renters are cost-burdened. The ZIP holds roughly 761 housing units. On demographic stress specifically, 42461 scores 28/100. The tenure split is 75% owner-occupied to 25% rented. The vacancy rate is 13.2% — elevated. Households earn a median $47,347 — below the roughly $78,000 national figure. A median home runs $104,000 here, or 1.9 times local income.

Net-net, 42461 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.