ZIP 42451 Property Distress & Foreclosure Data

ZIP code 42451 in Henderson County, Kentucky carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 7/100. What sets it apart are the readings on institutional ownership (63/100), structural risk (63/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (79/100), climate & FEMA risk (72/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 220 housing units across 42451. Median household income is $56,667, below the U.S. median near $78,000. Owners hold 62% of homes, renters 38%. Vacancy runs 0.0%. 448 residents call 42451 home, typically aged 28. Rent burden reaches 100% of tenant households. Educational attainment sits at 8% bachelor's-or-above. 40.4% of residents fall below the poverty threshold. Home values center near $190,500. DLRadar's demographic-stress index for the area reads 53/100.

Taken together, 42451 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
63/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 42451

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Henderson County

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