ZIP 42409 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 42409 in Webster County, Kentucky comes in at 22, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (77/100), FEMA disaster exposure (65/100)). The split runs 50/100 structural to 9/100 active on the ground. Its standout signals are institutional ownership (77/100), structural risk (50/100), mortgage stress (31/100). By contrast, mortgage stress (31/100) and construction/permit lag (30/100) register low.

The peak-phase market in 42409 posted values that rose 4.4% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $55,739 — below the roughly $78,000 national figure. The vacancy rate is 19.0% — elevated. A median home runs $155,000 here, or 2.5 times local income. About 14% have a four-year degree. The ZIP holds roughly 1,020 housing units. 2,319 residents call 42409 home, typically aged 41. 14.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100. Around 23% of renters are cost-burdened. Owners hold 81% of homes, renters 20%.

Net-net, 42409 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 42409 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 42409 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 42409 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

42409's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 42409 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.