ZIP 42262 Property Distress & Foreclosure Data

ZIP code 42262 in Christian County, Kentucky carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (83/100), climate & FEMA risk (80/100). What sets it apart are the readings on structural risk (73/100), institutional ownership (65/100), construction/permit lag (55/100). mortgage stress (25/100) stay muted. Structural exposure scores 73 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, 1.2% off the recent peak, and 62% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 45% of homes, renters 55%. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $157,000, an affordability ratio of 2.9× — accessible. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. 9,646 residents call 42262 home, typically aged 25. There are about 3,834 housing units across 42262. Rent burden reaches 39% of tenant households. Median household income is $49,898, below the U.S. median near $78,000. Educational attainment sits at 15% bachelor's-or-above. 16.7% of residents fall below the poverty threshold.

Overall, 42262 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.