ZIP 42262 Foreclosure, Tax-Lien & Distress Report

ZIP 42262's composite property-distress score is 32/100 - DLRadar classes that as moderate for Christian County, Kentucky. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (80/100), FEMA disaster exposure (78/100). Property-level stress concentrates in structural risk (70/100), institutional ownership (63/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 70 and live distress 8 on the 0–100 scale.

The peak-phase market in 42262 posted values that rose 1.9% over the year, 2.5% off the recent peak, and 62% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Owners hold 45% of homes, renters 55%. The demographic-stress sub-score lands at 34/100. The typical home is worth about $157,000 (2.9× income, relatively affordable). Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. 9,646 residents call 42262 home, typically aged 25. The ZIP holds roughly 3,834 housing units. Around 39% of renters are cost-burdened. Households earn a median $49,898 — below the roughly $78,000 national figure. Around 15% of adults hold a bachelor's degree or higher. The poverty rate is 16.7% — high, a tax-stress and distress correlate.

Overall, 42262 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 42262 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 42262 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 42262 stays directly comparable to neighboring ZIPs and the rest of Christian County, Kentucky. Where the public record is thin for 42262, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 42262 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 42262 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.