Christian County, KY: Foreclosures, Tax Liens & Distressed Properties
Christian County, KY, Kentucky: 15 ZIP codes scored, Christian County, KY averaging 28/100 (low, Christian, KY), from 22 to 33. Christian County, KY is in its peak phase (Christian, KY confidence 31/100): Christian, KY home prices up 1.9% (Christian, KY) over twelve months, 2.5% under their peak. Christian County, KY lender headwind: 43/100.
Highest-scoring Christian County, KY ZIPs: 42223 (33/100), 42217 (32/100), 42240 (32/100), 42254 (32/100), 42262 (32/100), 42236 (31/100). Also scored in Christian County, KY: 42266, 42215, 42232, 42442, 42453, 42464, 42408, 42220, 42286.
Across Christian County, KY's scored ZIPs: median home value $165,320, household income $55,740, 12.2% vacancy, 17.4% poverty, 70% owner-occupied, median age 36.8.
Christian County, KY insurance distress 82/100 (#287 in the US); FEMA hazard 74/100 for Christian, KY; 12 federal disaster declarations in Christian County, KY since 2023; 77 Christian, KY NFIP flood claims, $4.1M paid; Christian, KY construction distress 41/100.
8 banks with 16 branches lend in Christian County, KY; Christian, KY weighted bank stress 61/100, highest 81/100 in Christian, KY.
Christian County, KY unemployment 5.4% (Christian, KY -0.2 pts, six months); 165 new housing units permitted in Christian County, KY over twelve months, Christian, KY up 9% from 152; Christian, KY home prices +11.0% a year (Christian, KY) over three years.
29,362 housing units in Christian County, KY; 12,282 Christian, KY renter households; 44% of Christian, KY renters spend 30%+ of income on rent, 21% (Christian, KY) half or more.
Christian County, KY ranks #724 nationally on the opportunity index (Christian, KY, among all ranked counties); Christian, KY scores 32.3/100 and Christian, KY sits #57 inside Kentucky. Christian, KY is in the watchlist opportunity phase; Christian, KY's primary driver is vacancy, Christian, KY second driver bank institutional; Christian, KY moved up 459 places. 8 short-sale listings across Christian, KY; 69 days on market observed in Christian, KY; 11.9% vacancy over 15 Christian, KY ZIPs.
No CFPB county sample covers Christian County, KY. The metro area reading for Christian, KY (Clarksville, TN-KY): 1.3% ninety-plus days late; Christian, KY's thirty-to-eighty-nine share is 2.8% (Christian, KY, December 2025 data); Kentucky overall 1.0%.
Christian County, KY has 5 watched banks; 5 Christian, KY banks sit in an elevated band. Christian, KY footprints: United Southern Bank (5 branches, stress 54) in Christian, KY; Planters Bank Inc (3 branches, stress 59) in Christian, KY; Bank Of Cadiz&Trust Co (1 branch, stress 81) in Christian, KY.
HUD lists 6 assisted multifamily properties in Christian County, KY with 260 units; 142 Christian, KY units are assisted, 1 Christian, KY properties under project-based Section 8.
3,637 of the 29,362 housing units in Christian, KY sit vacant. Christian County, KY permitted 62 multifamily units in twelve months; Christian, KY's one-to-four unit structures added 103 units in Christian County, KY.