ZIP 42254 Property Distress & Foreclosure Data

In Christian County, Kentucky, ZIP 42254 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (73/100), institutional ownership (65/100), construction/permit lag (55/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 73/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (83/100), climate & FEMA risk (80/100).

The market reads peak — home values rose 2.8% year on year, 1.2% off the recent peak (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Households earn a median $50,833 — below the roughly $78,000 national figure. The vacancy rate is 8.3%. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The ZIP holds roughly 120 housing units. About 12% have a four-year degree. A median home runs $99,000 here, or 2.1 times local income. About 176 people live here, median age 41. On demographic stress specifically, 42254 scores 19/100. The tenure split is 82% owner-occupied to 18% rented.

Net-net, 42254 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.