ZIP 42236 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 42236 (Christian County, Kentucky) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), FEMA disaster exposure (78/100), climate & FEMA risk (77/100). The latent-versus-live split is 68/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (68/100), institutional ownership (62/100), construction/permit lag (47/100). mortgage stress (25/100) stay muted.

The market reads peak — home values rose 1.9% year on year, 2.5% off the recent peak, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 32% of renters are cost-burdened. 0.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 21/100. Population is roughly 853 with a median age of 43. There are about 355 housing units across 42236. About 32% have a four-year degree. At $70,893, median income runs near typical U.S. levels. The tenure split is 81% owner-occupied to 19% rented. Home values center near $118,000, an affordability ratio of 1.7× — accessible. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 42236 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 42236 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 42236 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Christian County, Kentucky and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 42236 shows blanks, not estimates, wherever the record is sparse.

42236's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 42236 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.