ZIP 42236 Property Distress & Foreclosure Data

In Christian County, Kentucky, ZIP 42236 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (84/100), climate & FEMA risk (77/100). The latent-versus-live split is 71/100 structural and 7/100 already moving. Its standout signals are structural risk (71/100), institutional ownership (64/100), construction/permit lag (56/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 2.8% year on year, 1.2% off the recent peak (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Around 32% of renters are cost-burdened. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 42236 scores 21/100. About 853 people live here, median age 43. The ZIP holds roughly 355 housing units. About 32% have a four-year degree. Households earn a median $70,893 — near the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. A median home runs $118,000 here, or 1.7 times local income. The vacancy rate is 14.4% — elevated.

Net-net, 42236 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.