ZIP 42223 Property Distress & Foreclosure Data

DLRadar grades ZIP 42223 (Montgomery County, Kentucky) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (60/100), construction/permit lag (46/100). mortgage stress (22/100) stay muted. On the structural side it scores 70/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (84/100), FEMA disaster exposure (73/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, 1.2% off the recent peak (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 7.7%. The ZIP holds roughly 4,799 housing units. 19,261 residents call 42223 home, typically aged 22. Around 37% of renters are cost-burdened. 10.5% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. Median household income is $64,525, below the U.S. median near $78,000. Home values center near $268,400, an affordability ratio of 4.1×. DLRadar's demographic-stress index for the area reads 40/100. Owners hold 1% of homes, renters 99%.

Overall, 42223 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.