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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 42223 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Kentucky · Distress market

Composite property distress in 42223 (Montgomery County, Kentucky) lands at 33/100 — moderate on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (73/100), construction/permit lag (61/100), institutional ownership (59/100). By contrast, mortgage stress (22/100) register low. Latent structural risk is 73/100 while live distress already moving reads 7/100. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (84/100), FEMA disaster exposure (71/100)).

The market reads peak — home values rose 1.9% year on year, 2.5% off the recent peak (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 7.7%. The ZIP holds roughly 4,799 housing units. Population is roughly 19,261 with a median age of 22. Around 37% of renters are cost-burdened. The poverty rate is 10.5%. About 21% have a four-year degree. Households earn a median $64,525 — below the roughly $78,000 national figure. Home values center near $268,400, an affordability ratio of 4.1×. DLRadar's demographic-stress index for the area reads 40/100. 1% of housing is owner-occupied.

Net-net, 42223 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 42223 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 42223 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 42223 reflects the current record instead of a stale or modeled snapshot.

The 33/100 for 42223 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 42223 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

33/100
Composite stress
73/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 42223

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk84
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 42223 by the numbers

Current distress, phase, housing and lender-pressure figures for 42223, drawn from the same report attached to each property.

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Each signal above is traceable to an open dataset · methodology

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