Webster County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Webster County, KY distress report, 2026: 11 ZIPs scored in Webster, KY, Webster, KY average 22/100; the top Webster, KY ZIP is 42406 at 30/100; Webster, KY market phase peak, Webster, KY prices +4.4% year over year.
- Webster, KY ranks #99 nationally (opportunity index); Webster, KY #13 in Kentucky; Webster, KY index 37.3.
- Webster, KY: no CFPB county sample; Webster, KY non-metro area reading 1.1%.
- Webster, KY ZIP phases: 8 peak, 2 neutral, 1 expansion.
- Webster, KY residential listings tracked: 5 across 7 ZIPs; Webster, KY candidate listings 3.
- Webster, KY HUD assisted properties: 1 with 60 units.
- Webster, KY lenders on watch: 3; largest Webster, KY footprint United Cmty Bank Of W Ky Inc (3 branches).
- Webster, KY most distressed ZIP: 42406 at 30/100.
Webster, KY figures: DLRadar distress index; Webster, KY inputs: CFPB, FHFA, HUD, FDIC; Webster, KY rebuilt as sources refresh.
| Rank | Webster, KY ZIP | Score |
|---|---|---|
| 1 | 42406 | 30/100 |
| 2 | 42452 | 29/100 |
| 3 | 42441 | 25/100 |
| 4 | 42450 | 21/100 |
| 5 | 42456 | 21/100 |
| 6 | 42404 | 20/100 |
| 7 | 42409 | 20/100 |
| 8 | 42444 | 20/100 |
| 9 | 42455 | 20/100 |
| 10 | 42463 | 20/100 |
| 11 | 42437 | 17/100 |
Most distressed Webster, KY ZIPs (0-100, 2026)
Mortgage delinquency around Webster, KY
No CFPB county sample covers Webster, KY; the non-metro area reading for Webster, KY: 1.1% ninety-plus; Webster, KY area thirty-to-eighty-nine 3.0% (December 2025, Webster, KY); Kentucky overall 1.0%.
Opportunity index: Webster, KY
Webster, KY index 37.3, Webster, KY phase overheated; Webster, KY primary driver vacancy, Webster, KY second driver bank institutional. Webster, KY components: property stress 41.0, foreclosure pressure 46.0, listing discounts 25.6, bank stress 66.0, insurance 0.0; Webster, KY pulse 44.5; Webster, KY capital opportunity 25.2; Webster, KY seven-day change -0.4%.
ZIP market phases inside Webster, KY
11 Webster, KY ZIPs carry a price-cycle phase; Webster, KY ZIPs by phase (Webster, KY), deepest drawdown first: neutral, +4.5% YoY (Webster, KY): 42404; peak, +4.4% YoY (Webster, KY): 42406, 42409, 42441, 42444, Webster, KY 42452, 42455, 42456, 42463; expansion, +5.3% YoY (Webster, KY): 42437; neutral, +4.6% YoY (Webster, KY): 42450.
Residential listings by Webster, KY ZIP
Webster, KY ZIPs with the most tracked Webster, KY residential listings: 42456 2 listings, 2 candidates, bank pressure 65; 42404 1 listings, 1 candidates, bank pressure 66; 42409 1 listings, 0 candidates, bank pressure 72; 42450 1 listings, 0 candidates, bank pressure 65 (Webster, KY); 42444 0 listings, 0 candidates, bank pressure 72; 42455 0 listings, 0 candidates, bank pressure 72; 42463 0 listings, 0 candidates, bank pressure 72. Webster, KY totals: 5 listings; Webster, KY candidates 3; active ZIPs 2.
HUD assisted housing in Webster, KY
1 assisted properties with 60 units sit in Webster, KY; largest Webster, KY properties: Marlin Gardens (Providence) 60 units.
Lenders with branches in Webster, KY
Webster, KY lenders by branch count: United Cmty Bank Of W Ky Inc (Webster, KY): stress 64, 3 branches low in Webster, KY; Independence Bank Of Ky (Webster, KY): stress 74, 2 branches low in Webster, KY; Planters Bank Inc (Webster, KY): stress 59, 2 branches low in Webster, KY.
Vacancy and permits, Webster, KY
800 of 5,723 Webster, KY housing units are vacant; Webster, KY permits, twelve months: 0 multifamily units in Webster, KY, 7 one-to-four unit units.
Work Webster, KY at the parcel level
Every Webster, KY parcel carries owner and address; every Webster, KY parcel carries APN; Webster, KY distress scores sit on the Webster, KY live board.
Webster, KY figures refresh with each source.
Webster, KY questions
Most distressed ZIP code in Webster County, KY?
ZIP 42406 leads Webster, KY at 30/100; next in Webster, KY: 42452 at 29/100; the Webster, KY average is 22/100.
Where does Webster County, KY rank for investment opportunity?
Webster, KY is #99 among all ranked counties, #13 in Kentucky; the Webster, KY driver is vacancy; Webster, KY moved down 57 places.
How many mortgages are delinquent in Webster County, KY?
Webster, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Webster, KY.
Which banks lend in Webster County, KY?
3 watched lenders hold Webster, KY branches; the largest Webster, KY footprints are United Cmty Bank Of W Ky Inc (3), Independence Bank Of Ky (2), Planters Bank Inc (2).
More on Webster, KY
Webster County, KY distress report: public-record figures for Webster, KY; not legal advice for Webster, KY; not tax or investment advice; verify every Webster, KY record before acting.