Webster County, KY: Home-Insurance Distress & Forced-Sale Pressure
Webster County, KY: 68/100 (elevated) home-insurance distress; Webster, KY band MEDIUM; Webster, KY #685 of 3,222 counties; Webster, KY #78 of 120 in Kentucky.
FEMA hazard, Webster, KY: 63/100; Webster, KY declarations, three years: 8; Webster, KY perils: 6 severe-storm; Webster, KY five-year count 15 (severity 27.0); Webster, KY ten-year 15; hazard-weighted, Webster, KY: 6.0.
Declared incidents on the Webster, KY record: 2026 Winter Storm 2; 2025 Severe Storm 6 (Webster, KY); 2023 Severe Storm 3 (Webster, KY).
NFIP claims, Webster, KY, three years: 3; Webster, KY payouts $117,724; per Webster, KY claim $39,241; Webster, KY claim-stress 75/100.
Webster, KY monthly score fell, 75 (March 2026) to 74 (October 2026); Webster, KY by month: March 75, April 75, May 72, June 72 (Webster, KY), July 79, August 69, September 69, October 74.
Webster, KY components: climate 72, NFIP claims 75; Webster, KY retreat index 74.
Construction distress, Webster, KY: 8/100 as of August 2026 (Webster, KY: 11/100 one-to-four unit, 1/100 multifamily).
Webster, KY ZIPs, June 2026 (Webster, KY, 11 highest): score 0 (Webster, KY), climate 72 (Webster, KY): 42406; score 0 (Webster, KY), climate 69 (Webster, KY): 42452; score 0 (Webster, KY), climate 68 (Webster, KY): 42441; score 0 (Webster, KY), climate 45 (Webster, KY): 42456; score 0 (Webster, KY), climate 43 (Webster, KY): 42450; score 0 (Webster, KY), climate 40 (Webster, KY): 42437; score 0 (Webster, KY), climate 31 (Webster, KY): 42404; score 0 (Webster, KY), climate 30 (Webster, KY): 42409, 42444, 42455, 42463.
DLRadar rescores Webster, KY monthly; Webster, KY readings join Webster, KY foreclosure, lien and ownership parcels (Webster, KY), so cost-squeezed Webster, KY owners surface before listing.
Inside Kentucky, Webster County ranks 78th of 120 counties for home-insurance distress at 68/100; Casey County (68/100) sits just above Webster County, and Bourbon County (67/100) sits just below Webster County.
Deterministic. Every Webster County, KY signal traces to a public Webster dataset (FEMA, NFIP, Census for Webster, KY) · how insurance distress works in Webster, KY · methodology
FAQ: Webster County, KY insurance distress
What is the Webster County, KY home-insurance-distress score?
Webster, KY: 68/100 (MEDIUM), #685 of 3,222, #78 in Kentucky. FEMA hazard, Webster, KY: 63/100; NFIP stress, Webster, KY: 75/100; construction, Webster, KY: 8/100; Webster, KY rescores monthly.
Is Webster County insurance distress getting better or worse (KY)?
Webster, KY: 75 in March 2026; Webster, KY: 74 in October 2026 (better); Webster, KY climate component 72; Webster, KY NFIP claims score 75.
How many flood-insurance claims has Webster County, KY had?
Webster, KY: 3 NFIP claims, three years; Webster, KY paid $117,724; per Webster, KY claim $39,241; carriers reprice Webster, KY against that record.
Which Webster County ZIP codes carry the most insurance distress (KY)?
Webster, KY, June 2026: 42406 at 0, 42452 at 0, 42441 at 0, 42456 at 0; Webster, KY climate scores there: 72, 69, 68, 45.
Why does Webster, KY insurance distress create sellers?
A Webster, KY premium outruns the Webster, KY budget; a carrier leaves Webster, KY; Webster, KY carrying cost passes plan; Webster, KY owners sell while current; Webster, KY insurance distress leads Webster, KY foreclosure data.