Daviess County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Daviess County, KY distress report, 2026: 10 ZIPs scored in Daviess, KY, Daviess, KY average 33/100; the top Daviess, KY ZIP is 42303 at 36/100; Daviess, KY market phase expansion, Daviess, KY prices +11.4% year over year.
- Daviess, KY ranks #545 nationally (opportunity index); Daviess, KY #42 in Kentucky; Daviess, KY index 33.2.
- Daviess, KY: no CFPB county sample; Daviess, KY non-metro area reading 1.1%.
- Daviess, KY ZIP phases: 10 expansion.
- Daviess, KY residential listings tracked: 20 across 6 ZIPs; Daviess, KY candidate listings 11.
- Daviess, KY HUD assisted properties: 5 with 309 units.
- Daviess, KY lenders on watch: 4; largest Daviess, KY footprint Independence Bank Of Ky (3 branches).
- Daviess, KY most distressed ZIP: 42303 at 36/100.
Daviess, KY figures: DLRadar distress index; Daviess, KY inputs: CFPB, FHFA, HUD, FDIC; Daviess, KY rebuilt as sources refresh.
| Rank | Daviess, KY ZIP | Score |
|---|---|---|
| 1 | 42303 | 36/100 |
| 2 | 42355 | 36/100 |
| 3 | 42356 | 36/100 |
| 4 | 42301 | 35/100 |
| 5 | 42366 | 35/100 |
| 6 | 42376 | 35/100 |
| 7 | 42378 | 33/100 |
| 8 | 42327 | 28/100 |
| 9 | 42351 | 27/100 |
| 10 | 42348 | 25/100 |
Most distressed Daviess, KY ZIPs (0-100, 2026)
Mortgage delinquency around Daviess, KY
No CFPB county sample covers Daviess, KY; the non-metro area reading for Daviess, KY: 1.1% ninety-plus; Daviess, KY area thirty-to-eighty-nine 3.0% (December 2025, Daviess, KY); Kentucky overall 1.0%.
Opportunity index: Daviess, KY
Daviess, KY index 33.2, Daviess, KY phase peak_opportunity; Daviess, KY primary driver construction, Daviess, KY second driver bank institutional. Daviess, KY components: property stress 24.6, foreclosure pressure 16.1, listing discounts 39.8, bank stress 53.6, insurance 0.0; Daviess, KY pulse 35.3; Daviess, KY capital opportunity 30.1; Daviess, KY seven-day change +1.1%.
ZIP market phases inside Daviess, KY
10 Daviess, KY ZIPs carry a price-cycle phase; Daviess, KY ZIPs by phase (Daviess, KY), deepest drawdown first: expansion, +11.1% YoY (Daviess, KY): 42301, 42366; expansion, +11.4% YoY (Daviess, KY): 42303, 42327, 42355, 42356; expansion, +6.0% YoY (Daviess, KY): 42348; expansion, +6.8% YoY (Daviess, KY): 42351; expansion, +10.7% YoY (Daviess, KY): 42376; expansion, +7.6% YoY (Daviess, KY): 42378.
Residential listings by Daviess, KY ZIP
Daviess, KY ZIPs with the most tracked Daviess, KY residential listings: 42303 7 listings, 2 candidates, bank pressure 61; 42301 5 listings, 1 candidates, bank pressure 62; 42376 5 listings, 5 candidates, bank pressure 63; 42355 2 listings, 2 candidates, bank pressure 61 (Daviess, KY); 42366 1 listings, 1 candidates, bank pressure 64; 42356 0 listings, 0 candidates, bank pressure 61. Daviess, KY totals: 20 listings; Daviess, KY candidates 11; active ZIPs 5.
HUD assisted housing in Daviess, KY
5 assisted properties with 309 units sit in Daviess, KY; largest Daviess, KY properties: Lee Manor Apartments (Owensboro) 115 units, 115 assisted; Old Hartford Hills Apartments (Owensboro) 80 units, 79 assisted; Garden Grace Apts., Llc (Owensboro) 54 units, 54 assisted in Daviess, KY; Sisson Manor Apts (Owensboro) 48 units, 48 assisted; Independent Living I - Owensboro (Owensboro) 12 units, 12 assisted.
Lenders with branches in Daviess, KY
Daviess, KY lenders by branch count: Independence Bank Of Ky (Daviess, KY): stress 74, 3 branches low in Daviess, KY; South Central Bank Inc (Daviess, KY): stress 66, 3 branches low in Daviess, KY; First United Bank&Trust Co (Daviess, KY): stress 72, 2 branches low in Daviess, KY; Cornerstone Community Bank (Daviess, KY): stress 50, 1 branch low in Daviess, KY.
Vacancy and permits, Daviess, KY
2,792 of 44,431 Daviess, KY housing units are vacant; Daviess, KY permits, twelve months: 4 multifamily units in Daviess, KY, 183 one-to-four unit units.
Work Daviess, KY at the parcel level
Every Daviess, KY parcel carries owner and address; every Daviess, KY parcel carries APN; Daviess, KY distress scores sit on the Daviess, KY live board.
Daviess, KY figures refresh with each source.
Daviess, KY questions
Most distressed ZIP code in Daviess County, KY?
ZIP 42303 leads Daviess, KY at 36/100; next in Daviess, KY: 42355 at 36/100; the Daviess, KY average is 33/100.
Where does Daviess County, KY rank for investment opportunity?
Daviess, KY is #545 among all ranked counties, #42 in Kentucky; the Daviess, KY driver is construction; Daviess, KY moved up 603 places.
How many mortgages are delinquent in Daviess County, KY?
Daviess, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Daviess, KY.
Which banks lend in Daviess County, KY?
4 watched lenders hold Daviess, KY branches; the largest Daviess, KY footprints are Independence Bank Of Ky (3), South Central Bank Inc (3), First United Bank&Trust Co (2).
More on Daviess, KY
Daviess County, KY distress report: public-record figures for Daviess, KY; not legal advice for Daviess, KY; not tax or investment advice; verify every Daviess, KY record before acting.