Daviess County, KY: Home-Insurance Distress & Forced-Sale Pressure
Daviess County, KY: 72/100 (severe) home-insurance distress; Daviess, KY band MEDIUM; Daviess, KY #574 of 3,222 counties; Daviess, KY #68 of 120 in Kentucky; raw Daviess, KY 69.6.
FEMA hazard, Daviess, KY: 63/100; Daviess, KY declarations, three years: 8; Daviess, KY perils: 6 severe-storm; Daviess, KY five-year count 15 (severity 27.0); Daviess, KY ten-year 15; hazard-weighted, Daviess, KY: 6.0.
Declared incidents on the Daviess, KY record: 2026 Winter Storm 3; 2025 Severe Storm 9 (Daviess, KY); 2023 Severe Storm 3 (Daviess, KY).
NFIP claims, Daviess, KY, three years: 34; Daviess, KY payouts $720,538; per Daviess, KY claim $21,192; Daviess, KY claim-stress 86/100.
Daviess, KY monthly score fell, 78 (March 2026) to 77 (October 2026); Daviess, KY by month: March 78, April 78, May 76, June 76 (Daviess, KY), July 83, August 73, September 73, October 77.
Daviess, KY components: climate 72, NFIP claims 86; Daviess, KY retreat index 77.
Construction distress, Daviess, KY: 87/100 as of August 2026 (Daviess, KY: 72/100 one-to-four unit, 100/100 multifamily).
Daviess, KY ZIPs, June 2026 (Daviess, KY, 10 highest): score 0 (Daviess, KY), climate 88 (Daviess, KY): 42303, 42355, 42356; score 0 (Daviess, KY), climate 87 (Daviess, KY): 42301; score 0 (Daviess, KY), climate 86 (Daviess, KY): 42366; score 0 (Daviess, KY), climate 80 (Daviess, KY): 42376; score 0 (Daviess, KY), climate 65 (Daviess, KY): 42378; score 0 (Daviess, KY), climate 42 (Daviess, KY): 42351; score 0 (Daviess, KY), climate 37 (Daviess, KY): 42327; score 0 (Daviess, KY), climate 34 (Daviess, KY): 42348.
DLRadar rescores Daviess, KY monthly; Daviess, KY readings join Daviess, KY foreclosure, lien and ownership parcels (Daviess, KY), so cost-squeezed Daviess, KY owners surface before listing.
Inside Kentucky, Daviess County ranks 66th of 120 counties for home-insurance distress at 72/100; Kenton County (72/100) sits just above Daviess County, and Fayette County (72/100) sits just below Daviess County.
Deterministic. Every Daviess County, KY signal traces to a public Daviess dataset (FEMA, NFIP, Census for Daviess, KY) · how insurance distress works in Daviess, KY · methodology
FAQ: Daviess County, KY insurance distress
What is the Daviess County, KY home-insurance-distress score?
Daviess, KY: 72/100 (MEDIUM), #574 of 3,222, #68 in Kentucky. FEMA hazard, Daviess, KY: 63/100; NFIP stress, Daviess, KY: 86/100; construction, Daviess, KY: 87/100; Daviess, KY rescores monthly.
Is Daviess County insurance distress getting better or worse (KY)?
Daviess, KY: 78 in March 2026; Daviess, KY: 77 in October 2026 (better); Daviess, KY climate component 72; Daviess, KY NFIP claims score 86.
How many flood-insurance claims has Daviess County, KY had?
Daviess, KY: 34 NFIP claims, three years; Daviess, KY paid $720,538; per Daviess, KY claim $21,192; carriers reprice Daviess, KY against that record.
Which Daviess County ZIP codes carry the most insurance distress (KY)?
Daviess, KY, June 2026: 42303 at 0, 42355 at 0, 42356 at 0, 42301 at 0; Daviess, KY climate scores there: 88, 88, 88, 87.
Why does Daviess, KY insurance distress create sellers?
A Daviess, KY premium outruns the Daviess, KY budget; a carrier leaves Daviess, KY; Daviess, KY carrying cost passes plan; Daviess, KY owners sell while current; Daviess, KY insurance distress leads Daviess, KY foreclosure data.