Planters Bank Inc (FDIC #34254): Bank Stress & Real-Estate Credit Exposure
Planters Bank Inc (FDIC Cert #34254): bank stress 59/100, moderate, STABLE over 7 days; parent PLANTERS FINANCIAL GROUP INC.
Planters Bank Inc (#34254) lends in 6 counties across 2 states; Planters Bank Inc (#34254) reaches 53 ZIP codes: Kentucky 5 counties, 39 ZIPs; Tennessee 1 county, 15 ZIPs.
Planters Bank Inc (#34254) largest markets: Christian County, KY (45 branches, 15 ZIPs) (#34254), Montgomery County, TN (60 branches, 15 ZIPs) (#34254), Hopkins County, KY (13 branches, 13 ZIPs) (#34254), Webster County, KY (22 branches, 11 ZIPs) (#34254), Caldwell County, KY (6 branches, 6 ZIPs) (#34254), Union County, KY (10 branches, 5 ZIPs) (#34254).
Planters Bank Inc (#34254) reports $1.96 billion in total assets; Planters Bank Inc (#34254) equity $231.6 million (11.8% of Planters Bank Inc (#34254) assets); Planters Bank Inc (#34254) domestic deposits $1.71 billion; Planters Bank Inc (#34254) net income $12.5 million; Planters Bank Inc (#34254) return on assets 1.28%; Planters Bank Inc (#34254) return on equity 10.93%; Planters Bank Inc (#34254) net interest income $30.2 million; Planters Bank Inc (#34254) call report June 30, 2026.
Planters Bank Inc (#34254) noncurrent real-estate loans: none reported; Planters Bank Inc (#34254) net charge-offs on real estate 0.09%.
Planters Bank Inc (#34254) net interest margin 3.24% against an eight-quarter Planters Bank Inc (#34254) average of 2.99% (Planters Bank Inc (#34254) compression -0.25 points); Planters Bank Inc (#34254) rate-exposure score 40/100, Planters Bank Inc (#34254) fixed-rate trap 40/100; Planters Bank Inc (#34254) risk type credit driven; Planters Bank Inc (#34254) rate regime rates elevated, Planters Bank Inc (#34254) snapshot October 19, 2026.
Planters Bank Inc (#34254) stress score moved from 57.5 on June 22, 2026 to 58.5 on October 19, 2026; Planters Bank Inc (#34254) ranged 57.5 to 58.5 over 116 snapshots.
Planters Bank Inc (#34254) alerts: 6 counties; top Planters Bank Inc (#34254) alert scores: Clarksville County, KY 21 (low); Dawson Springs County, KY 21 (low); Hopkinsville County, KY 21 (low); Princeton County, KY 21 (low); Sebree County, KY 21 (low).