Bank Of Cadiz&Trust Co (FDIC #20239): Bank Stress & Real-Estate Credit Exposure
Bank Of Cadiz&Trust Co (FDIC Cert #20239): bank stress 81/100, severe, STABLE over 7 days; parent CADIZ BCORP INC.
Bank Of Cadiz&Trust Co (#20239) lends in 3 counties across 1 state; Bank Of Cadiz&Trust Co (#20239) reaches 27 ZIP codes: Kentucky 3 counties, 27 ZIPs.
Bank Of Cadiz&Trust Co (#20239) largest markets: Christian County, KY (15 branches, 15 ZIPs) (#20239), Calloway County, KY (10 branches, 10 ZIPs) (#20239), Trigg County, KY (15 branches, 5 ZIPs) (#20239).
Bank Of Cadiz&Trust Co (#20239) reports $142.9 million in total assets; Bank Of Cadiz&Trust Co (#20239) equity $4.0 million (2.8% of Bank Of Cadiz&Trust Co (#20239) assets); Bank Of Cadiz&Trust Co (#20239) domestic deposits $137.9 million; Bank Of Cadiz&Trust Co (#20239) net income $710,000; Bank Of Cadiz&Trust Co (#20239) return on assets 0.99%; Bank Of Cadiz&Trust Co (#20239) return on equity 34.87%; Bank Of Cadiz&Trust Co (#20239) net interest income $2.4 million; Bank Of Cadiz&Trust Co (#20239) call report June 30, 2026.
Bank Of Cadiz&Trust Co (#20239) noncurrent real-estate loans 0.45% of its book; Bank Of Cadiz&Trust Co (#20239) net charge-offs on real estate 0.00%.
Bank Of Cadiz&Trust Co (#20239) net interest margin 3.51% against an eight-quarter Bank Of Cadiz&Trust Co (#20239) average of 3.38% (Bank Of Cadiz&Trust Co (#20239) compression -0.13 points); Bank Of Cadiz&Trust Co (#20239) real-estate loans 44.9% of equity; Bank Of Cadiz&Trust Co (#20239) rate-exposure score 40/100, Bank Of Cadiz&Trust Co (#20239) fixed-rate trap 40/100; Bank Of Cadiz&Trust Co (#20239) risk type credit driven; Bank Of Cadiz&Trust Co (#20239) rate regime rates elevated, Bank Of Cadiz&Trust Co (#20239) snapshot October 19, 2026.
Bank Of Cadiz&Trust Co (#20239) stress score moved from 77.8 on June 22, 2026 to 81.3 on October 19, 2026; Bank Of Cadiz&Trust Co (#20239) ranged 77.8 to 81.3 over 116 snapshots.
Bank Of Cadiz&Trust Co (#20239) alerts: 3 counties; top Bank Of Cadiz&Trust Co (#20239) alert scores: Cadiz County, KY 29 (low); Hopkinsville County, KY 29 (low); Murray County, KY 29 (low).