Calloway County, KY: Foreclosures, Tax Liens & Distressed Properties
Calloway County, KY, Kentucky: 10 ZIP codes scored, Calloway County, KY averaging 24/100 (low, Calloway, KY), from 24 to 25. Calloway County, KY is in its peak phase (Calloway, KY confidence 22/100): Calloway, KY home prices up 4.4% (Calloway, KY) over twelve months. Calloway County, KY lender headwind: 71/100.
Highest-scoring Calloway County, KY ZIPs: 42040 (25/100), 42066 (25/100), 42020 (24/100), 42025 (24/100), 42036 (24/100), 42048 (24/100). Also scored in Calloway County, KY: 42049, 42054, 42071, 42076.
Across Calloway County, KY's scored ZIPs: median home value $158,410, household income $53,976, 18.1% vacancy, 17.6% poverty, 76% owner-occupied, median age 42.7.
Calloway County, KY insurance distress 70/100 (#624 in the US); FEMA hazard 68/100 for Calloway, KY; 10 federal disaster declarations in Calloway County, KY since 2023; 1 Calloway, KY NFIP flood claims, $108K paid.
10 banks with 15 branches lend in Calloway County, KY; Calloway, KY weighted bank stress 67/100, highest 81/100 in Calloway, KY.
Calloway County, KY unemployment 4.7%; 28 new housing units permitted in Calloway County, KY over twelve months, Calloway, KY up 56% from 18; Calloway, KY home prices +10.0% a year (Calloway, KY) over three years.
18,106 housing units in Calloway County, KY; 5,478 Calloway, KY renter households; 41% of Calloway, KY renters spend 30%+ of income on rent, 21% (Calloway, KY) half or more.
Calloway County, KY ranks #1,311 nationally on the opportunity index (Calloway, KY, among all ranked counties); Calloway, KY scores 30.1/100 and Calloway, KY sits #80 inside Kentucky. Calloway, KY is in the early_signal opportunity phase; Calloway, KY's primary driver is vacancy, Calloway, KY second driver bank institutional; Calloway, KY moved up 163 places. 6 short-sale listings across Calloway, KY; 64 days on market observed in Calloway, KY; 15.6% vacancy over 10 Calloway, KY ZIPs.
No CFPB county sample covers Calloway County, KY. The non-metro area reading for Calloway, KY: 1.1% ninety-plus days late; Calloway, KY's thirty-to-eighty-nine share is 3.0% (Calloway, KY, December 2025 data); Kentucky overall 1.0%.
Calloway County, KY has 5 watched banks; 5 Calloway, KY banks sit in an elevated band. Calloway, KY footprints: Murray Bank (3 branches, stress 58) in Calloway, KY; Community Finl Services Bk (2 branches, stress 76) in Calloway, KY; Independence Bank Of Ky (2 branches, stress 74) in Calloway, KY.
HUD lists 3 assisted multifamily properties in Calloway County, KY with 87 units; 46 Calloway, KY units are assisted.
2,867 of the 18,106 housing units in Calloway, KY sit vacant. Calloway County, KY permitted 20 multifamily units in twelve months; Calloway, KY's one-to-four unit structures added 8 units in Calloway County, KY.