Wilson&Muir Bank&Trust Co (FDIC #17040): Bank Stress & Real-Estate Credit Exposure
Wilson&Muir Bank&Trust Co (FDIC Cert #17040): bank stress 50/100, moderate, STABLE over 7 days; parent WILSON&MUIR BCORP INC.
Wilson&Muir Bank&Trust Co (#17040) lends in 4 counties across 1 state; Wilson&Muir Bank&Trust Co (#17040) reaches 75 ZIP codes: Kentucky 4 counties, 75 ZIPs.
Wilson&Muir Bank&Trust Co (#17040) largest markets: Jefferson County, KY (43 branches, 43 ZIPs) (#17040), Hardin County, KY (34 branches, 17 ZIPs) (#17040), Grayson County, KY (27 branches, 9 ZIPs) (#17040), Nelson County, KY (45 branches, 9 ZIPs) (#17040).
Wilson&Muir Bank&Trust Co (#17040) reports $818.4 million in total assets; Wilson&Muir Bank&Trust Co (#17040) equity $56.2 million (6.9% of Wilson&Muir Bank&Trust Co (#17040) assets); Wilson&Muir Bank&Trust Co (#17040) domestic deposits $727.6 million; Wilson&Muir Bank&Trust Co (#17040) net income $10.9 million; Wilson&Muir Bank&Trust Co (#17040) return on assets 2.61%; Wilson&Muir Bank&Trust Co (#17040) return on equity 38.99%; Wilson&Muir Bank&Trust Co (#17040) net interest income $18.2 million; Wilson&Muir Bank&Trust Co (#17040) call report June 30, 2026.
Wilson&Muir Bank&Trust Co (#17040) noncurrent real-estate loans: none reported; Wilson&Muir Bank&Trust Co (#17040) net charge-offs on real estate 0.23%; Wilson&Muir Bank&Trust Co (#17040) multifamily charge-offs 1.00%.
Wilson&Muir Bank&Trust Co (#17040) net interest margin 4.49% against an eight-quarter Wilson&Muir Bank&Trust Co (#17040) average of 4.39% (Wilson&Muir Bank&Trust Co (#17040) compression -0.10 points); Wilson&Muir Bank&Trust Co (#17040) rate-exposure score 40/100, Wilson&Muir Bank&Trust Co (#17040) fixed-rate trap 40/100; Wilson&Muir Bank&Trust Co (#17040) risk type credit driven; Wilson&Muir Bank&Trust Co (#17040) rate regime rates elevated, Wilson&Muir Bank&Trust Co (#17040) snapshot October 19, 2026.
Wilson&Muir Bank&Trust Co (#17040) stress score moved from 50.9 on June 22, 2026 to 50 on October 19, 2026; Wilson&Muir Bank&Trust Co (#17040) ranged 50 to 50.9 over 116 snapshots.
Wilson&Muir Bank&Trust Co (#17040) alerts: 4 counties; top Wilson&Muir Bank&Trust Co (#17040) alert scores: Bloomfield County, KY 21 (low); Leitchfield County, KY 21 (low); Louisville County, KY 21 (low); Vine Grove County, KY 21 (low).