Grayson County, KY: Foreclosures, Tax Liens & Distressed Properties
DLRadar tracks property distress across Grayson County, Kentucky using verifiable public-record signals alone. The county spans 9 scored ZIP codes, averaging 26/100 composite distress. ZIP-level distress ranges from 32/100 at the top down to 18/100. On bank and credit headwind, Grayson County scores 32/100.
In its expansion phase, Grayson County home prices rose 5.3% across the last year, at 33/100 phase confidence. Despite the upswing, some owners fall behind anyway and the breakdown below pinpoints them.
Even appreciating at +5.3% YoY (33/100 confidence), liquidity improves for clean exits which speeds resale of distressed buys. Lender stress at 32/100 (contained) favors tax delinquency, probate and liens.
Top distress by ZIP runs 42712 (32/100), 42349 (29/100), 42361 (28/100), 42721 (25/100), 42726 (25/100), 42762 (25/100), listed with every scored ZIP below. Other tracked Grayson County ZIPs include 40119, 42754, 42207.
By the numbers, the Grayson County ZIPs on file run median home values around $136,311 (below the national figure), 80% owner-occupancy, a median age of 43.2, a 22.7% vacancy rate, poverty running near 22%, incomes around $51,932. Income, equity and tenure like these shape which owners come under strain and how quickly stock clears.
All in at 26/100 over 9 ZIPs, Grayson County is a screen-by-ZIP market rather than a blanket buy. A DLRadar subscription opens every Grayson County parcel: owner, mailing address, APN, per-parcel scoring with lender exposure and resale velocity.
The distress read for Grayson County, Kentucky is refreshed as new public records post and uses the same methodology coast to coast, so Grayson County stays directly comparable to any other market you track.
Used properly, Grayson County, Kentucky's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Grayson County as a whole. Nothing in the Grayson County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.
Drilling in, Grayson County's highest-scoring ZIPs are 42712 (32/100), 42349 (29/100), 42361 (28/100), 42721 (25/100), 42726 (25/100), 42762 (25/100). DLRadar also scores 40119, 42754, 42207 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.
Under Grayson County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 42712 | KY | 32 | |||
| 42349 | KY | 29 | |||
| 42361 | KY | 28 | |||
| 42721 | KY | 25 | |||
| 42726 | KY | 25 | |||
| 42762 | KY | 25 | |||
| 40119 | KY | 24 | |||
| 42754 | KY | 24 |
Top Grayson County ZIP codes by stress score
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