ZIP 42726 Property Distress & Foreclosure Data

ZIP code 42726 in Grayson County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (79/100), FEMA disaster exposure (79/100)). On the structural side it scores 53/100, with 8/100 of stress already active. What sets it apart are the readings on institutional ownership (60/100), structural risk (53/100), construction/permit lag (33/100). On the quiet end sit construction/permit lag (33/100) and mortgage stress (26/100).

The peak-phase market in 42726 posted values that rose 4.7% over the year, and 2% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $53,636, median income runs below typical U.S. levels. Around 24% of renters are cost-burdened. The poverty rate is 14.7%. The demographic-stress sub-score lands at 33/100. Around 13% of adults hold a bachelor's degree or higher. Population is roughly 5,025 with a median age of 41. The vacancy rate is 37.0% — elevated. The typical home is worth about $204,200 (3.6× income, relatively affordable). 73% of housing is owner-occupied. The ZIP holds roughly 2,930 housing units.

On the whole, 42726 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.