ZIP 42721 Property Distress & Foreclosure Data

ZIP code 42721 in Grayson County, Kentucky carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (80/100), flood (NFIP) exposure (76/100). What sets it apart are the readings on institutional ownership (61/100), structural risk (52/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (26/100) stay muted. Structural exposure scores 52 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. 19.3% of residents fall below the poverty threshold. Home values center near $130,700, an affordability ratio of 2.4× — accessible. Educational attainment sits at 15% bachelor's-or-above. There are about 1,733 housing units across 42721. DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $52,833, below the U.S. median near $78,000. 4,302 residents call 42721 home, typically aged 38. Rent burden reaches 37% of tenant households.

Taken together, 42721 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.