ZIP 42754 Foreclosure, Tax-Lien & Distress Report

ZIP code 42754 in Grayson County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), FEMA disaster exposure (72/100). Leading the profile are institutional ownership (56/100), structural risk (55/100), construction/permit lag (54/100). By contrast, mortgage stress (26/100) register low. Structurally it carries 55/100, against 8/100 of stress already in motion.

The market reads expansion — home values rose 5.3% year on year, and 19% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

75% of housing is owner-occupied. The typical home is worth about $171,800 (3.4× income, relatively affordable). The poverty rate is 20.0% — high, a tax-stress and distress correlate. The vacancy rate is 19.9% — elevated. Population is roughly 15,817 with a median age of 41. The ZIP holds roughly 7,687 housing units. Around 15% of adults hold a bachelor's degree or higher. At $49,230, median income runs below typical U.S. levels. Rent burden reaches 28% of tenant households. DLRadar's demographic-stress index for the area reads 32/100.

On the whole, 42754 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 42754 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 42754 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 42754 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 42754 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.