ZIP 42754 Property Distress & Foreclosure Data

In Grayson County, Kentucky, ZIP 42754 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (79/100), flood (NFIP) exposure (73/100). Its standout signals are institutional ownership (60/100), structural risk (52/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (26/100) stay muted. Structural exposure scores 52 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 19% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 75% of homes, renters 25%. Home values center near $171,800, an affordability ratio of 3.4× — accessible. 20.0% of residents fall below the poverty threshold. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. 15,817 residents call 42754 home, typically aged 41. There are about 7,687 housing units across 42754. Educational attainment sits at 15% bachelor's-or-above. Median household income is $49,230, below the U.S. median near $78,000. Rent burden reaches 28% of tenant households. DLRadar's demographic-stress index for the area reads 32/100.

Taken together, 42754 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.